Privacy Policy

Information We Collect

We collect information to provide you with better insurance services and personalized recommendations. The types of information we collect include:

Personal Information

• Name, address, phone number, and email address
• Date of birth and social security number
• Driver's license number and driving history
• Employment information and income details
• Property information and ownership details
• Health information (for health insurance applications)

Usage Information

• Website browsing activity and preferences
• Device information and IP addresses
• Cookies and tracking technologies data
• Communication preferences and interaction history

How We Use Your Information

We use your personal information for legitimate business purposes, including:

• Providing insurance quotes and policy recommendations
• Processing insurance applications and managing policies
• Communicating with you about your coverage and claims
• Improving our services and website functionality
• Complying with legal and regulatory requirements
• Preventing fraud and ensuring account security

Information Sharing and Disclosure

We may share your information with:

Insurance Carriers

We share your information with insurance companies to obtain quotes and process applications. These companies have their own privacy policies and data protection practices.

Service Providers

We work with third-party service providers who assist with our operations, including payment processing, data analysis, marketing, and customer support. These providers are contractually obligated to protect your information.

Legal Requirements

We may disclose your information when required by law, court order, or government regulation, or to protect our rights, property, or safety.

Data Security

We implement comprehensive security measures to protect your personal information:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and updates
• Access controls and employee training programs
• Secure data centers and backup systems
• Incident response and breach notification procedures

Your Privacy Rights

You have several rights regarding your personal information:

Access and Correction

You can request access to your personal information and ask us to correct any inaccuracies. We provide tools in your account portal to update most information directly.

Data Deletion

You may request deletion of your personal information, subject to legal and contractual requirements. Some information may need to be retained for regulatory compliance.

Marketing Preferences

You can opt out of marketing communications at any time by using the unsubscribe link in our emails or contacting our customer service team.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your experience:

• Essential cookies for website functionality
• Analytics cookies to understand website usage
• Marketing cookies for personalized advertising
• Preference cookies to remember your settings

You can control cookie settings through your browser preferences, though disabling certain cookies may limit website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we discover that we have collected information from a minor, we will delete it promptly.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information during international transfers.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes via email or prominent website notice. The updated policy will be effective when posted.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information.